Finance
SoFi Referral Code & Sign-up Bonus
Get up to $475 in cash bonuses on SoFi Checking & Savings
You get
Up to $475 in cash bonuses
Your referral code
About this offer
SoFi Checking & Savings is a single online bank account with no fees, no minimum balance, and FDIC insurance. Sign up through this referral link and stack up to $475 in cash bonuses: 1. $50 referral bonus when you open SoFi Checking & Savings as your first SoFi account and deposit at least $50 within 21 days. 2. $25 bonus when you open, fund the account, and enroll in SoFi Plus within 21 days. 3. $400 direct deposit bonus with eligible direct deposits of at least $5,000. Terms apply. All three tiers are stackable, so completing them all delivers the full $475.
Frequently asked questions
- What is the SoFi referral code?
- The current SoFi referral code is 68a35a87-d426-4c78-b3da-7ccb26a1df64. Enter it when you sign up (or use the referral link on this page, which applies it automatically) to unlock Up to $475 in cash bonuses.
- What do I get with the SoFi offer?
- New SoFi members get Up to $475 in cash bonuses. Rewards are paid by SoFi once you complete the qualifying steps.
- How do I use the SoFi referral code?
- Copy the code 68a35a87-d426-4c78-b3da-7ccb26a1df64, open SoFi through the button on this page, create your account, and paste the code in the referral or promo field before you finish signing up. If the link already carries the referral, the field may be pre-filled — just confirm it is there before submitting.
- Does the SoFi referral code expire?
- This SoFi code has no published end date. Referral programs can change without notice, so we re-check the offer regularly and update this page whenever the reward or terms change.
- Is the SoFi referral code free to use?
- Yes. Using the code costs nothing extra and never raises your price with SoFi. We may earn a commission when you sign up through our link, which is how this site stays free.
- What are the terms of the SoFi offer?
- Bonuses require using this referral link and completing each tier within the specified windows. Eligible direct deposits must come from an employer or benefits provider via ACH. Full terms available at sofi.com.